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COBRA (Consolidated Omnibus Budget Reconciliation Act)

What is COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked,transition between jobs, death, divorce, and other life events.

More information and alternatives to COBRA can be found on The Department of Labor Website.

How does COBRA Work?

If you choose to enroll in COBRA, your COBRA coverage will be effective immediately after your USU Eastern Health Insurance ended, there will not be a break in your coverage. The insurance will be the same coverage you were used to as an employee, however the premiums will be higher.

 

COBRA Rates

Traditional Summit or Advantage Care

Employee Only $577.72
Employee + 1 $1,191.18
Employee + 2 or more $1,590.21

Traditional Preferred Care

Employee Only $760.32
Employee + 1 $1,567.77
Employee + 2 or more $2,092.88

Star HDHP Summit or Advantage

Employee Only $4.52.45
Employee + 1 $937.05
Employee + 2 or more $1,296.18

Star HDHP Preferred

Employee Only $594.59
Employee + 1 $1,231.50
Employee + 2 or more $1,704.13

Dental

Employee Only $28.66
Employee + 1 $51.00
Employee + 2 or more $94.25