To help with expenses of a college education, a number of grant, work study, and student loan options are available to students attending USU Eastern. In order to be qualify for Federal Financial Aid you must complete the Free Application for Federal Student Aid (FAFSA) (school code 003677) and meet eligibility requirements.
College grants are a type of needs-based financial aid. Grants are like scholarships in that they provide students with financial aid that they are not required to repay.
Federal Pell Grants usually are awarded only to undergraduate students who have not earned a bachelor's or a professional degree. Any grant awards will depend on financial need, cost of attendance, full-time or part-time status, and plan to attend school for a full academic year or less. For more information please visit the U.S. Department of Education Federal Pell Grants web page.
Federal Supplemental Educational Opportunity Grant (FSEOG)
The FSEOG program is administered directly by the financial aid office at each participating school and is therefore called "campus-based" aid. The amount of aid that is awarded depends on financial need, time of application, amount of other aid received, and availability of funds at the school. These funds are available on a "first come, first served" basis. For more information visit the U.S. Department of Education FSEOG web page.
Teacher Education Assistance for College and Higher Education (TEACH) Grant
A TEACH grant can help you pay for college if you plan to become a teacher in a high-need field in a low-income area. This grant requires you to take certain kinds of classes and then do a certain kind of job to keep the grant from turning into a loan. The TEACH grant provides assistance to students who are completing or plan to complete course work needed to begin a career in teaching. For more information visit the U.S. Department of Education TEACH Grants web page.
Work study jobs are partially funded by the state or federal government. Your eligibility for the work-study program is determined by financial need.
Many students find it necessary and beneficial to work while attending college. You can use your earnings to help meet the cost of attendance as well as gain skills and experience that will be helpful after graduation. USU Eastern is here to help with your employment goals.
Campus Work Study Employment
Work study jobs are partially funded by the state or federal government. Your eligibility for the work-study program is determined by financial need. You may be awarded work-study as part of your financial aid package. The Federal Work Study program provides part-time employment while you are enrolled in school and is administered by the school.
Students may search for employment online. Be sure to select "Student Employment - USU Eastern" to view jobs available on campus.
For more information regarding work study eligibility and employment contact the USU Career Services (435) 797-0183.
A student loan is designed to help students pay for college expenses. The interest rate may be substantially lower and the repayment schedule may be deferred while the student is in school.
Federal Perkins Loan
Loans are made available for eligible students to help cover the cost of higher education.
Direct Subsidized Loans have slightly better terms to help out student with financial need. The school determines the amount you can borrow, and the amount may not exceed your financial need. For a subsidized loan, the U.S. Department of Education pays the interest while you are in school at least half-time, for the first six month after you leave school, and during a period of deferment.
Direct Unsubsidized Loans are available to students without a requirement to demonstrate financial need. The school determines the amount you can borrow by considering the cost of attendance and other financial aid you receive. For an unsubsidized loan you are responsible for paying the interest during all periods. If you choose not to pay the interest while you are in school and during grace periods and deferment or forbearance periods, your interest will accrue and be capitalized. For more information visit the U.S. Department of Education Subsidized and Unsubsidized Loan web page.
Direct PLUS Loan (Parent Loan)
PLUS loans are federal loans parents of dependent undergraduate students can use to help pay education expenses. The U.S. Department of Education is the lender. The borrower must not have an adverse credit history. Loans have a fixed interest rate. The maximum loan amount is the student's cost of attendance minus any other financial aid received. For more information visit the U.S. Department of Education PLUS Loans web page.
Direct Consolidation Loans
A Direct Consolidation Loan allows you to consolidate multiple federal student loans into one loan. The result is a single monthly payment instead of multiple payments. Consolidating your loans can simplify your payments, but is also can result in loss of some benefits. For more information visit the U.S. Department of Education Loan Consolidation web page.
Contact Your Financial Aid Office
Jennifer Leavitt Student Center (JLSC), 2nd Floor
Monday - Friday, 8:00 am - 5:00 pm
Phone: (435) 613-5323
Fax: (435) 613-5814
Health, Science Library (HSL) Building
Monday - Friday, 8:00 am - 5:00 pm
Phone: (435) 678 - 8159
Fax: (435) 678-2220
FAFSA - April 1
School Code: 003677